Bicycle races, rides up the hills, long rides that last for several hours, and just a lifestyle choice to remain fit and fine – a cycle can be an engine of absolutely amazing and great experiences. However, losing a cycle or having one damaged in an accident is a tragic blow for a bicycle lover. With cycle insurance, however, you can absorb your troubles. Here’s all that a cool cycle insurance policy must offer you.
Hassle free claims processing upon personal injuries
Cycling is not always about slow and steady rides above serene hills through winding tracks guarded by blissful views on either side. Weekend cycling trails can be tough, and competition can be intense. The risks get multiplied many times if the track is the same road that’s going to be used by the routine commuters of the city! In such cases, you are always at a risk of being inured because of an accident, or can crash into a careless pedestrian while trying to get past a fellow racer. Whereas accidental coverage is always present in any cycle insurance policy, you need to be aware about the finer terms of claims processing and honoring. Does the policy cover accidents caused by another person riding your bicycle? How long does it take to process the claim? These are some of the questions that you need to ask sternly, and seek clear answers for. Thankfully, you’ll have positive confirmations to your expectations with cycle insurance products all set to be launched, from the house of Yellow Jersey Insurance.
Coverage for damages because of vandalism
We’re sure that this has surprised you. However, you might be in a better position to appreciate the need for this coverage if can somehow start up a conversation about sulky and stupid people damaging others’ cycles when you go to your cyclists’ club meet the next time. You will be dumbstruck to hear several tales of unknown and unidentified ruffians kicking parked cycles, or inflicting worse damages by stoning the bike or tearing the seat away! You might never be able to figure out as to why a person would damage another’s harmlessly parked bicycle, but you certainly can help yourself by choosing a cycle insurance policy that provides for damages because of vandalism.
Single roof cover for all your beloved bicycle
Why complicate your life with multiple cycle insurance covers, one each for all your bicycles. Considering the passion with which hobbyists pursue their cycling, cycle insurance companies are already out with cool insurance plans that cover all bicycles of the insured person. This ensures lesser paperwork, more mind-space for the policy holder, and of course, a greater reputation for the insurance company offering such a practical insurance product for ardent cyclists. You’ll find such wholesome coverage from the YellowJersey.co.uk cycle insurance policies that are all set for a lunch.
A cycle race is a high intensity and high risk scenario that demands specific insurance attributes. If your bicycling adventures also involve some high drama races on the weekends, you might want to consider cycle insurance policies that have separate race coverage benefits such as coverage against damage to wheels because of rough tracks, accident with a fellow racer, etc.